Incendie
fausse déclaration (intentionnelle)
Nous avions dejà abordé le sujet dans un article précédent, concernant les assurances sur prêt ( voir "Pièges de l'assurance invalidité-décès sur prêt") L'article du Canard Enchainé repris ici concerne l'assurance dépendance: contre 86 € chacun par mois, un couple s'assure pour recevoir 600 € par mois et par personne en cas de dépendance. Pendant 10 ans, ils règlent leurs primes et tout se passe bien. Le jour ou l'un des deux essaye d'actionner son contrat, on lui oppose une déchéance de contrat au motif qu'il a oublié, à la souscription, de préciser un état dépressif chronique sur ses antécédents médicaux. Ce que la compagnie CNP assurances (filiale de la Caisse des Dépots) traduit par "fausse déclaration intentionnelle" car " la compagnie ne connaissait pas la réalité du risque au...
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TITRE ARTICLE 1 D’ACTUALITÉ
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TITRE ARTICLE 1 D’ACTUALITÉ
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TITRE ARTICLE 1 D’ACTUALITÉ
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